Free Business Finance Calculators for UK SMEs
Quickly estimate your funding options with our free online calculators for business loans, commercial mortgages, and invoice finance. Whether you’re a UK SME looking to manage cash flow, secure property finance, or release funds tied up in unpaid invoices, our tools provide instant insights tailored to your needs.
Get funded in 3 easy steps
Tell us about your commercial mortgage requirements
Let us know how much you’re looking to borrow, property details, mortgage requirements and a few key details about your business. No lengthy forms, just straightforward questions.
Review commercial mortgage options
We scan over 150 trusted lenders to deliver options tailored to your specific funding needs at the best rates you are eligible for.
Receive commercial mortgage within 24 - 48 hours
Once you’ve chosen the best option, we’ll support you through the application, right through to the funds landing in your account.
Our promise to you.
Rapid funding
Delivering speed when your business needs it most. Once matched, final decisions and payouts can hit your account in as little as one business day.
No credit searches
Assessing your eligibility securely with no credit searches, safeguarding your credit score.
Zero Broker Fees
Keeping business finance transparent. We present your absolute best funding pathways with zero hidden costs, broker fees, or surprises.
Fully compliant with industry regulations
Matching your business only with top-tier, trusted, and fully regulated lending institutions across the United Kingdom.
We are the Leading Commercial Finance Specialists
Prospera Finance connects UK SMEs with high street banks and alternative lenders to get them the best possible rates with no credit searches or broker fees.
Full access to UK lenders
Protecting your credit
Fast decisions
Industry specialists
Industry compliant
Aftercare support
Reviews


I was very happy to meet Hafez and his team at Prospera Funding, following a recommendation from a friend. From the start, they were professional, responsive, and highly knowledgeable about the funding options available to support our business growth.
Hafez and the Prospera Funding team took the time to understand our business properly and presented solutions that were specifically tailored to our needs. The process was clear, efficient, and handled with great care.
I highly recommend Hafez and the team at Prospera Funding to anyone looking for expert, reliable, and personalised financial support.


During the week I have no time due my workload and servicing clients, but this company is the only one I believe that is open on the weekends, which was very convenient for me!
Very happy and highly recommend to anyone looking for loans or credit facilities for their business.

